Getting involved in a car accident is one of the most stressful moments that you can endure in your life. Car accidents can happen anytime. An accident is scary and intimidating, especially if it occurs as a result of the negligence of another person. After getting involved in a crash in Philadelphia, you are likely to sustain personal injuries. Additionally, your vehicle can get damaged, which can lead to confusion. The first steps that you take after getting involved in a car accident are likely to affect the settlement you receive from the insurance company. Therefore, it is crucial to know what to do if you find yourself in such a situation.
Below are the steps that you need to take after getting involved in a car accident in Philadelphia:
1. Seek Medical Help
First, you need to check yourself for injuries. Although you may feel well after a car accident, it is advisable to seek medical attention. Unless your vehicle is causing a major traffic problem, you should not move it from the scene of the accident. If you are severely injured, you need to keep calm, call an ambulance and wait for help. Once the doctors arrive, you should tell them about every part of the body that hurts. Telling them the truth about your injuries will enable them to treat you properly to prevent health problems in the future. You should get a medical report from the doctors to show the extent of your injuries.
2. Contact the Police Immediately
After getting involved in an auto accident, you should call the police immediately before moving your car from the scene. The law enforcement will arrive at the scene and document the accident. You should get a report from the police to help you have detailed records of what happened. The police will listen to you, the other party involved in the accident, passengers and other witnesses to help them write a good report. The police will get rid of the damaged vehicles if they are blocking the road.
3. Gather Evidence by Taking Notes and Photos
If you want to get full reimbursement from your car insurance company, you should gather enough evidence. For instance, it is advisable to take photos of the damaged vehicle, injuries and the scene. Additionally, you need to take notes of what happened to strengthen your injury claim. In order to show proof of financial losses, you should keep the medical and travel expenses receipts. You should also take the contact details, name and address of the witness.
4. Call Your Insurance Company
Calling your insurance company should also be on the list of the first steps that you should take after getting involved in a car accident. You need to report the accident as soon as possible to get the right compensation from your insurance company. According to the terms and conditions of many insurance companies, you should not admit responsibility for the accident. The representatives of the insurance agency should arrive at the scene and assess the accident in order to compensate you. If you fail to contact your insurance firm immediately after the crash occurs, you may not get compensated.
5. Contact a Personal Injury Attorney
It is good to contact a professional who understands personal injury cases after an accident. Some insurance companies fail to pay their clients. It is advisable to contact a car accident attorney for help if the insurance company fails to compensate you. The professional will gather adequate evidence and file your injury claim in court. The lawyer will fight for your rights to ensure that you get the right compensation to cover all the damages suffered during the accident.
If you take these steps, the insurance company will compensate you after the accident. You need to take some time off after the accident to allow your body to recover. You should hire an experienced and licensed personal injury lawyer.